Terms of Service

Effective date: June 18, 2026

By using this website, you agree to these terms.

1. Service scope: We provide informational calculators and educational content.
2. No professional advice: Content and results are not legal, tax, underwriting, or financial advice.
3. No offer/approval: Calculator outputs are estimates and not loan offers, approvals, or guarantees.
4. User conduct: You agree not to misuse, disrupt, or abuse the service.
5. IP rights: Site software, content, and branding belong to FinancifyTools Studio or licensors.
6. Third-party links: We are not responsible for third-party websites or offers.
7. Warranty disclaimer: Service is provided "as is" and "as available."
8. Limitation of liability: To the extent permitted by law, we are not liable for indirect or consequential losses from use of this site.
9. Governing law: California, USA.
10. Updates: We may update these terms by posting a new version and effective date.

Support contact: support@financifytools.com

Entity: FinancifyTools Studio
Room 803, 8/F, Merlin Building, 32 Connaught Road Central, Central, Hong Kong